Fairmount, IN
Fairmount wildfire risk explained
Fairmount sits at the 1st percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 1,943 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairmount at the 1st national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 86.9% of Fairmount's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 13.1% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Fairmount compares
Fairmount's risk sits at a similar level relative to Indiana (4th percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fairmount ranks 31,301 for wildfire risk (1 is highest) and 7,636 by building count (1 is largest). Within Indiana alone, it ranks 921 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Fairmount and the insurance market
Fairmount's low rating (1st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Fairmount's 86.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Fairmount's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fairmount, see the exposure-zones guide.