Fairmount, IL
How exposed is Fairmount to wildfire?
Fairmount's 475 buildings earn a 4th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairmount's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Fairmount's building exposure, zone by zone
Fairmount rates 96.6% Minimal exposure against just 3.4% Direct and 0% Indirect — of 475 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Fairmount against the rest of the country
Within Illinois, Fairmount ranks higher (23rd percentile) than it does nationally (4th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fairmount ranks 30,342 for wildfire risk (1 is highest) and 17,796 by building count (1 is largest). Within Illinois alone, it ranks 1,113 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Fairmount's low wildfire rating (4th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fairmount
Fairmount's 96.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Fairmount's 4th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fairmount, see the exposure-zones guide.