Fairmont, IL
Fairmont wildfire risk explained
Out of every US place USFS scores, Fairmont lands at the 38th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,319 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fairmont at the 39th percentile, close to its 38th-percentile risk score.
Fairmont's building exposure, zone by zone
Only 15.6% of Fairmont's 1,319 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Fairmont ranks
Compare Fairmont's two percentiles: 90th within Illinois, only 38th nationally — a gap of 52 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairmont ranks 19,501 for wildfire risk (1 is highest) and 9,976 by building count (1 is largest). Within Illinois alone, it ranks 138 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Fairmont
Fairmont's moderate wildfire rating (38th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fairmont
Even with 84.4% of Fairmont outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Fairmont's figures come from
Every one of the two percentiles behind Fairmont's 19,501-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fairmont's dominant minimal exposure actually means, with real examples from across the dataset.