Fairmont City, IL
Fairmont City wildfire risk explained
Out of every US place USFS scores, Fairmont City lands at the 14th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,314 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairmont City's burn probability — fire likelihood with no building count factored in — sits at the 14th percentile nationally.
Where Fairmont City's buildings actually sit
96.6% of Fairmont City's 1,314 buildings sit in USFS's Minimal exposure zone, with only 3.4% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Fairmont City compares
Compare Fairmont City's two percentiles: 51st within Illinois, only 14th nationally — a gap of 37 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairmont City ranks 27,064 for wildfire risk (1 is highest) and 9,993 by building count (1 is largest). Within Illinois alone, it ranks 703 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Fairmont City
Fairmont City's low wildfire rating (14th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Fairmont City
With 96.6% of buildings rated Minimal exposure, Fairmont City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Fairmont City's figures come from
Fairmont City's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fairmont City's dominant minimal exposure actually means, with real examples from across the dataset.