Fairland, IN
How exposed is Fairland to wildfire?
Fairland sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 423 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fairland at the 3rd percentile, close to its 3rd-percentile risk score.
What "at risk" means for the buildings here
Only 20.1% of Fairland's 423 buildings carry Direct exposure and 0% carry Indirect; the remaining 79.9% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Fairland compares
Compare Fairland's two percentiles: 22nd within Indiana, only 3rd nationally — a gap of 19 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairland ranks 30,542 for wildfire risk (1 is highest) and 18,776 by building count (1 is largest). Within Indiana alone, it ranks 753 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Fairland and the insurance market
At the 3rd national percentile, Fairland rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 79.9% of buildings rated Minimal exposure, Fairland gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Fairland's figures come from
The methodology guide shows exactly how USFS turned 423 counted buildings into the percentiles shown above for Fairland. The exposure-zones guide covers what Fairland's dominant minimal exposure actually means, with real examples from across the dataset.