Fairhaven, MN
Fairhaven, MN's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fairhaven lands at the 46th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 301 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairhaven's burn probability — fire likelihood with no building count factored in — sits at the 44th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Fairhaven (54.5% of 301 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 45.5% sit in the Direct zone.
Where Fairhaven ranks
Within Minnesota, Fairhaven ranks higher (67th percentile) than it does nationally (46th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Fairhaven ranks 17,113 for wildfire risk (1 is highest) and 21,601 by building count (1 is largest). Within Minnesota alone, it ranks 304 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Fairhaven and the insurance market
At the 46th national percentile, Fairhaven rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Fairhaven
Because 54.5% of Fairhaven's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Fairhaven's 46th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Fairhaven, see the exposure-zones guide.