Fairfield, VA
Fairfield wildfire risk explained
Fairfield sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 230 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairfield at the 75th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fairfield's buildings actually sit
67% of Fairfield's 230 buildings sit in USFS's Direct exposure zone, roughly 154 structures close enough to burnable vegetation for flame contact, not just embers — 33% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Fairfield ranks
Fairfield scores 73rd nationally and 87th within Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fairfield ranks 8,556 for wildfire risk (1 is highest) and 23,807 by building count (1 is largest). Within Virginia alone, it ranks 89 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
Fairfield and the insurance market
Fairfield's 73rd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Fairfield
With 67% of Fairfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Fairfield's figures come from
Fairfield's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Fairfield's dominant direct exposure actually means, with real examples from across the dataset.