Fairfield Plantation, GA
Fairfield Plantation wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fairfield Plantation at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 2,013 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairfield Plantation at the 85th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Fairfield Plantation's buildings actually sit
84.9% of Fairfield Plantation's 2,013 buildings sit in USFS's Direct exposure zone, roughly 1,708 structures close enough to burnable vegetation for flame contact, not just embers — 11.2% fall in the Indirect, ember-only zone and 4% are Minimal.
Where Fairfield Plantation ranks
There's little gap between Fairfield Plantation's 81st national percentile and its 93rd percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fairfield Plantation ranks 5,980 for wildfire risk (1 is highest) and 7,440 by building count (1 is largest). Within Georgia alone, it ranks 51 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Fairfield Plantation's 81st-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Fairfield Plantation (84.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Fairfield Plantation's 81st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fairfield Plantation, see the exposure-zones guide.