Fairfield, OK
Fairfield, OK's wildfire risk, in USFS's own numbers
Fairfield's 463 buildings earn a 94th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairfield's burn probability — fire likelihood with no building count factored in — sits at the 96th percentile nationally.
What "at risk" means for the buildings here
99.6% of Fairfield's 463 buildings sit in USFS's Direct exposure zone, roughly 461 structures close enough to burnable vegetation for flame contact, not just embers — 0.4% fall in the Indirect, ember-only zone and 0% are Minimal.
Fairfield against the rest of the country
Fairfield's 94th national percentile looks worse in isolation than its 69th ranking inside Oklahoma does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Fairfield ranks 2,020 for wildfire risk (1 is highest) and 18,015 by building count (1 is largest). Within Oklahoma alone, it ranks 256 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Fairfield
At the 94th percentile nationally, Fairfield carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Fairfield (99.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Fairfield's 94th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fairfield, see the exposure-zones guide.