Fairfield, NE
Fairfield, NE's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Fairfield lands at the 60th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 349 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairfield at the 53rd national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Fairfield's building exposure, zone by zone
USFS puts 77.4% of Fairfield's 349 buildings in the Indirect exposure zone, versus 22.1% Direct and 0.6% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Fairfield compares
Fairfield scores 60th nationally and 50th within Nebraska — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fairfield ranks 12,739 for wildfire risk (1 is highest) and 20,343 by building count (1 is largest). Within Nebraska alone, it ranks 293 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
Fairfield's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Fairfield (77.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Fairfield's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Fairfield, see the exposure-zones guide.