Fairfield, MT
Fairfield, MT's wildfire risk, in USFS's own numbers
Fairfield's 522 buildings earn a 36th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fairfield at the 36th percentile, close to its 36th-percentile risk score.
Fairfield's building exposure, zone by zone
98.5% of Fairfield's 522 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 1.5% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Fairfield compares
Fairfield's 36th national percentile looks worse in isolation than its 6th ranking inside Montana does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Fairfield ranks 20,298 for wildfire risk (1 is highest) and 16,993 by building count (1 is largest). Within Montana alone, it ranks 445 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Fairfield and the insurance market
Fairfield's moderate rating (36th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 98.5% of Fairfield's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Fairfield's figures come from
Every one of the two percentiles behind Fairfield's 20,298-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fairfield's dominant indirect exposure actually means, with real examples from across the dataset.