Fairfield Glade, TN
Fairfield Glade wildfire risk explained
Fairfield Glade's 5,293 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Fairfield Glade at the 83rd national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Fairfield Glade: 80.4% of its 5,293 buildings, versus 18.6% Indirect and 1% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap. At 5,293 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Fairfield Glade against the rest of the country
Fairfield Glade's risk sits at a similar level relative to Tennessee (86th percentile statewide) as it does nationally (80th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fairfield Glade ranks 6,314 for wildfire risk (1 is highest) and 3,257 by building count (1 is largest). Within Tennessee alone, it ranks 70 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
At the 80th percentile nationally, Fairfield Glade carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 80.4% of Fairfield Glade in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Fairfield Glade's 80th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Fairfield Glade, see the exposure-zones guide.