Fairfield Beach, OH
Fairfield Beach wildfire risk explained
Fairfield Beach sits at the 6th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 939 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fairfield Beach at the 7th percentile, close to its 6th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 79.1% of Fairfield Beach's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 20.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Fairfield Beach compares
Compare Fairfield Beach's two percentiles: 27th within Ohio, only 6th nationally — a gap of 21 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Fairfield Beach ranks 29,545 for wildfire risk (1 is highest) and 12,404 by building count (1 is largest). Within Ohio alone, it ranks 926 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Fairfield Beach
At the 6th national percentile, Fairfield Beach rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 79.1% of buildings rated Minimal exposure, Fairfield Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Fairfield Beach's 29,545-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Fairfield Beach, see the exposure-zones guide.