Fairfax, VT
Fairfax, VT's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Fairfax at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 362 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairfax's burn probability — fire likelihood with no building count factored in — sits at the 15th percentile nationally.
Fairfax's building exposure, zone by zone
Of Fairfax's 362 counted buildings, 68.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Fairfax ranks
Fairfax scores 14th nationally and 28th within Vermont — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fairfax ranks 27,215 for wildfire risk (1 is highest) and 20,032 by building count (1 is largest). Within Vermont alone, it ranks 129 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
Fairfax and the insurance market
At the 14th national percentile, Fairfax rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Fairfax's 68.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Fairfax's 27,215-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Fairfax, see the exposure-zones guide.