Fairfax, OH
Fairfax wildfire risk explained
USFS scores Fairfax at the 18th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 1,060 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairfax's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
What "at risk" means for the buildings here
Only 9.2% of Fairfax's 1,060 buildings carry Direct exposure and 2.6% carry Indirect; the remaining 88.3% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Fairfax against the rest of the country
Fairfax's 47th-percentile standing inside Ohio outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fairfax ranks 25,978 for wildfire risk (1 is highest) and 11,523 by building count (1 is largest). Within Ohio alone, it ranks 670 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Fairfax's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Fairfax's 88.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Fairfax's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Fairfax, see the exposure-zones guide.