Fairborn, OH
Fairborn wildfire risk explained
USFS's Wildfire Risk to Communities model puts Fairborn at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 13,688 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fairborn's burn probability — fire likelihood with no building count factored in — sits at the 20th percentile nationally.
Where Fairborn's buildings actually sit
USFS classifies 78.5% of Fairborn's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 10.4% Direct and 11.1% Indirect — a landscape-level risk rather than a building-by-building one. At 13,688 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Fairborn compares
Fairborn's 47th-percentile standing inside Ohio outpaces its 18th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Fairborn ranks 25,977 for wildfire risk (1 is highest) and 1,109 by building count (1 is largest). Within Ohio alone, it ranks 669 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Fairborn's low rating (18th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Fairborn
Fairborn's 78.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Fairborn's figures come from
Every one of the two percentiles behind Fairborn's 25,977-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fairborn's dominant minimal exposure actually means, with real examples from across the dataset.