Fair Play, SC
Fair Play, SC's wildfire risk, in USFS's own numbers
Fair Play's 734 buildings earn a 65th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fair Play's burn probability — fire likelihood with no building count factored in — sits at the 69th percentile nationally.
Fair Play's building exposure, zone by zone
USFS classifies 84.3% of Fair Play's buildings as Direct exposure, higher than its 13.6% Indirect share and far above its 2% Minimal share — a profile where 619 structures sit close enough to vegetation that lot clearing matters most.
How Fair Play compares
Fair Play's 65th national percentile looks worse in isolation than its 36th ranking inside South Carolina does — this place is on the milder end for its own state, by 29 points. Among the 31,521 US communities USFS scores, Fair Play ranks 10,978 for wildfire risk (1 is highest) and 14,289 by building count (1 is largest). Within South Carolina alone, it ranks 303 of 474 places by risk. See the full county-by-county picture for South Carolina on its state page.
Fair Play and the insurance market
At the 65th percentile nationally, Fair Play carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Fair Play's 84.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Fair Play's figures come from
Every one of the two percentiles behind Fair Play's 10,978-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fair Play's dominant direct exposure actually means, with real examples from across the dataset.