Fair Oaks, OK
Fair Oaks, OK's wildfire risk, in USFS's own numbers
USFS scores Fair Oaks at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 45 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fair Oaks at the 78th percentile, close to its 76th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 100% of Fair Oaks's buildings as Direct exposure, higher than its 0% Indirect share and far above its 0% Minimal share — a profile where 45 structures sit close enough to vegetation that lot clearing matters most.
Where Fair Oaks ranks
Fair Oaks ranks lower within Oklahoma (15th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Fair Oaks ranks 7,572 for wildfire risk (1 is highest) and 31,057 by building count (1 is largest). Within Oklahoma alone, it ranks 706 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Fair Oaks and the insurance market
Fair Oaks's 76th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 100% of Fair Oaks in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Fair Oaks's figures come from
Every one of the two percentiles behind Fair Oaks's 7,572-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Fair Oaks's dominant direct exposure actually means, with real examples from across the dataset.