Fair Lawn, NJ
How exposed is Fair Lawn to wildfire?
USFS scores Fair Lawn at the 19th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 11,268 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fair Lawn's burn probability — fire likelihood with no building count factored in — sits at the 21st percentile nationally.
Where Fair Lawn's buildings actually sit
Most of Fair Lawn's buildings (94.7% of 11,268) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 11,268 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Fair Lawn compares
Fair Lawn's risk sits at a similar level relative to New Jersey (4th percentile statewide) as it does nationally (19th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Fair Lawn ranks 25,533 for wildfire risk (1 is highest) and 1,402 by building count (1 is largest). Within New Jersey alone, it ranks 670 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Fair Lawn
Fair Lawn's low wildfire rating (19th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 94.7% of buildings rated Minimal exposure, Fair Lawn gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Fair Lawn's 25,533-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Fair Lawn, see the exposure-zones guide.