Fair Haven, NY
Fair Haven wildfire risk explained
Out of every US place USFS scores, Fair Haven lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 911 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Fair Haven's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Fair Haven's building exposure, zone by zone
Direct exposure dominates in Fair Haven: 76% of its 911 buildings, versus 14.1% Indirect and 10% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Fair Haven against the rest of the country
There's little gap between Fair Haven's 9th national percentile and its 21st percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Fair Haven ranks 28,623 for wildfire risk (1 is highest) and 12,630 by building count (1 is largest). Within New York alone, it ranks 1,018 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Fair Haven
At the 9th national percentile, Fair Haven rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 76% of Fair Haven in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 911 counted buildings into the percentiles shown above for Fair Haven. For more on what direct exposure implies beyond Fair Haven, see the exposure-zones guide.