Fair Haven, NJ
How exposed is Fair Haven to wildfire?
USFS scores Fair Haven at the 66th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 2,401 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Fair Haven at the 66th percentile, close to its 66th-percentile risk score.
What "at risk" means for the buildings here
Only 24.7% of Fair Haven's 2,401 buildings carry Direct exposure and 10.7% carry Indirect; the remaining 64.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Fair Haven ranks
Fair Haven scores 66th nationally and 75th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Fair Haven ranks 10,875 for wildfire risk (1 is highest) and 6,509 by building count (1 is largest). Within New Jersey alone, it ranks 179 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Fair Haven
Fair Haven's high rating (66th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 64.6% of buildings rated Minimal exposure, Fair Haven gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Fair Haven's figures come from
The methodology guide shows exactly how USFS turned 2,401 counted buildings into the percentiles shown above for Fair Haven. The exposure-zones guide covers what Fair Haven's dominant minimal exposure actually means, with real examples from across the dataset.