Exira, IA
Exira, IA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Exira at the 57th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 593 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Exira's burn probability — fire likelihood with no building count factored in — sits at the 58th percentile nationally.
What "at risk" means for the buildings here
USFS puts 83.8% of Exira's 593 buildings in the Indirect exposure zone, versus 15.4% Direct and 0.8% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Exira against the rest of the country
Compare Exira's two percentiles: 79th within Iowa, only 57th nationally — a gap of 22 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Exira ranks 13,484 for wildfire risk (1 is highest) and 15,926 by building count (1 is largest). Within Iowa alone, it ranks 213 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Exira
Exira's elevated rating (57th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Exira (83.8% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Exira's figures come from
Every one of the two percentiles behind Exira's 13,484-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Exira's dominant indirect exposure actually means, with real examples from across the dataset.