Exeter, MO
Exeter, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Exeter lands at the 71st percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 473 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Exeter's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Where Exeter's buildings actually sit
473 buildings are counted in Exeter, and 65.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Exeter ranks
Exeter's risk sits at a similar level relative to Missouri (84th percentile statewide) as it does nationally (71st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Exeter ranks 9,014 for wildfire risk (1 is highest) and 17,828 by building count (1 is largest). Within Missouri alone, it ranks 166 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
At the 71st percentile nationally, Exeter carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Exeter
Exeter's 65.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Exeter's figures come from
The methodology guide shows exactly how USFS turned 473 counted buildings into the percentiles shown above for Exeter. The exposure-zones guide covers what Exeter's dominant direct exposure actually means, with real examples from across the dataset.