Exeter, IL
Exeter wildfire risk explained
Out of every US place USFS scores, Exeter lands at the 9th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 87 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Exeter's burn probability — fire likelihood with no building count factored in — sits at the 9th percentile nationally.
Where Exeter's buildings actually sit
Most of Exeter's buildings (57.5% of 87) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Exeter compares
Exeter's 40th-percentile standing inside Illinois outpaces its 9th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Exeter ranks 28,669 for wildfire risk (1 is highest) and 29,610 by building count (1 is largest). Within Illinois alone, it ranks 859 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Exeter's low rating (9th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Exeter
With 57.5% of buildings rated Minimal exposure, Exeter gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Exeter's 9th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Exeter, see the exposure-zones guide.