Ewa Beach, HI
Ewa Beach, HI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Ewa Beach at the 80th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 3,298 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Ewa Beach's burn probability — fire likelihood with no building count factored in — sits at the 79th percentile nationally.
Where Ewa Beach's buildings actually sit
USFS classifies 99.6% of Ewa Beach's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Ewa Beach against the rest of the country
Inside Hawaii, Ewa Beach sits at just the 8th percentile even though it scores 80th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Ewa Beach ranks 6,460 for wildfire risk (1 is highest) and 5,047 by building count (1 is largest). Within Hawaii alone, it ranks 150 of 163 places by risk. See the full county-by-county picture for Hawaii on its state page.
Shopping for coverage in Ewa Beach
Ewa Beach's high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 99.6% of buildings rated Minimal exposure, Ewa Beach gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Ewa Beach's 6,460-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Ewa Beach, see the exposure-zones guide.