Everton, IN
How exposed is Everton to wildfire?
USFS's Wildfire Risk to Communities model puts Everton at the 21st national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 349 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Everton's burn probability — fire likelihood with no building count factored in — sits at the 22nd percentile nationally.
Where Everton's buildings actually sit
Of Everton's 349 counted buildings, 69.1% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Everton against the rest of the country
Compare Everton's two percentiles: 84th within Indiana, only 21st nationally — a gap of 62 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Everton ranks 24,797 for wildfire risk (1 is highest) and 20,330 by building count (1 is largest). Within Indiana alone, it ranks 158 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Everton
Everton's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 69.1% of Everton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Everton's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Everton, see the exposure-zones guide.