Everly, IA
Everly wildfire risk explained
USFS scores Everly at the 31st national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 425 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Everly's burn probability — fire likelihood with no building count factored in — sits at the 28th percentile nationally.
What "at risk" means for the buildings here
Everly rates 74.1% Minimal exposure against just 25.9% Direct and 0% Indirect — of 425 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Everly against the rest of the country
There's little gap between Everly's 31st national percentile and its 46th percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Everly ranks 21,676 for wildfire risk (1 is highest) and 18,745 by building count (1 is largest). Within Iowa alone, it ranks 550 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Everly
Everly's moderate wildfire rating (31st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 74.1% of buildings rated Minimal exposure, Everly gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Everly's figures come from
Every one of the two percentiles behind Everly's 21,676-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Everly's dominant minimal exposure actually means, with real examples from across the dataset.