Evergreen, TX
How exposed is Evergreen to wildfire?
Evergreen's 28 buildings earn a 92nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Evergreen's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Evergreen (100% of 28 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 0% sit in the Direct zone.
Evergreen against the rest of the country
Evergreen scores 92nd nationally and 89th within Texas — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Evergreen ranks 2,592 for wildfire risk (1 is highest) and 31,386 by building count (1 is largest). Within Texas alone, it ranks 200 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 92nd percentile nationally, Evergreen carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because 100% of Evergreen's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Evergreen's figures come from
Evergreen's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Evergreen's dominant indirect exposure actually means, with real examples from across the dataset.