Evergreen Colony, SD
Evergreen Colony wildfire risk explained
USFS scores Evergreen Colony at the 38th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 46 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Evergreen Colony at the 35th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Evergreen Colony's buildings actually sit
46 buildings are counted in Evergreen Colony, and 52.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 47.8% rated Minimal.
Evergreen Colony against the rest of the country
Evergreen Colony's 38th national percentile looks worse in isolation than its 11th ranking inside South Dakota does — this place is on the milder end for its own state, by 27 points. Among the 31,521 US communities USFS scores, Evergreen Colony ranks 19,709 for wildfire risk (1 is highest) and 31,036 by building count (1 is largest). Within South Dakota alone, it ranks 392 of 439 places by risk. See the full county-by-county picture for South Dakota on its state page.
Evergreen Colony and the insurance market
At the 38th national percentile, Evergreen Colony rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Evergreen Colony's 52.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 46 counted buildings into the percentiles shown above for Evergreen Colony. For more on what direct exposure implies beyond Evergreen Colony, see the exposure-zones guide.