Everett, WA
How exposed is Everett to wildfire?
Everett sits at the 32nd percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 33,562 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Everett at the 28th percentile, close to its 32nd-percentile risk score.
Everett's building exposure, zone by zone
USFS classifies 84.3% of Everett's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 3.3% Direct and 12.4% Indirect — a landscape-level risk rather than a building-by-building one. At 33,562 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Everett against the rest of the country
Everett's 51st-percentile standing inside Washington outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Everett ranks 21,602 for wildfire risk (1 is highest) and 325 by building count (1 is largest). Within Washington alone, it ranks 310 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Everett and the insurance market
Everett's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Everett
Even with 84.3% of Everett outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Everett's 21,602-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Everett, see the exposure-zones guide.