Everett, MA
Everett, MA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Everett at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 8,792 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Everett at the 19th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Everett's buildings actually sit
USFS classifies 100% of Everett's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 0% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 8,792 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Everett ranks
Everett's risk sits at a similar level relative to Massachusetts (27th percentile statewide) as it does nationally (22nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Everett ranks 24,679 for wildfire risk (1 is highest) and 1,898 by building count (1 is largest). Within Massachusetts alone, it ranks 182 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
What this risk score means for insurance
Everett's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Everett
Everett's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 8,792 counted buildings into the percentiles shown above for Everett. For more on what minimal exposure implies beyond Everett, see the exposure-zones guide.