Everett, GA
Everett, GA's wildfire risk, in USFS's own numbers
USFS scores Everett at the 79th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 121 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Everett's burn probability — fire likelihood with no building count factored in — sits at the 80th percentile nationally.
Everett's building exposure, zone by zone
99.2% of Everett's 121 buildings sit in USFS's Direct exposure zone, roughly 120 structures close enough to burnable vegetation for flame contact, not just embers — 0.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Everett ranks
Everett scores 79th nationally and 90th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Everett ranks 6,678 for wildfire risk (1 is highest) and 28,100 by building count (1 is largest). Within Georgia alone, it ranks 69 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Everett's 79th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Everett
Because Direct exposure dominates in Everett (99.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Everett's figures come from
Everett's 79th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Everett's dominant direct exposure actually means, with real examples from across the dataset.