Eveleth, MN
How exposed is Eveleth to wildfire?
Eveleth sits at the 35th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 2,415 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eveleth at the 34th percentile, close to its 35th-percentile risk score.
Where Eveleth's buildings actually sit
Most of Eveleth's buildings (90.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Eveleth against the rest of the country
Eveleth scores 35th nationally and 46th within Minnesota — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eveleth ranks 20,353 for wildfire risk (1 is highest) and 6,478 by building count (1 is largest). Within Minnesota alone, it ranks 498 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Eveleth and the insurance market
Eveleth's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Eveleth's 90.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Eveleth's figures come from
Every one of the two percentiles behind Eveleth's 20,353-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Eveleth's dominant indirect exposure actually means, with real examples from across the dataset.