Evaro, MT
Evaro wildfire risk explained
Evaro sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 251 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Evaro at the 97th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Evaro's building exposure, zone by zone
Direct exposure dominates in Evaro: 99.2% of its 251 buildings, versus 0.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Evaro compares
There's little gap between Evaro's 98th national percentile and its 97th percentile inside Montana, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Evaro ranks 759 for wildfire risk (1 is highest) and 23,111 by building count (1 is largest). Within Montana alone, it ranks 14 of 475 places by risk. See the full county-by-county picture for Montana on its state page.
Evaro and the insurance market
Evaro's very high rating (98th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Evaro
With 99.2% of Evaro in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 251 counted buildings into the percentiles shown above for Evaro. For more on what direct exposure implies beyond Evaro, see the exposure-zones guide.