Evansville, IN
Evansville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Evansville at the 18th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 56,885 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Evansville at the 19th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Evansville's building exposure, zone by zone
Most of Evansville's buildings (81.4% of 56,885) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 56,885 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Evansville against the rest of the country
Compare Evansville's two percentiles: 74th within Indiana, only 18th nationally — a gap of 56 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Evansville ranks 25,902 for wildfire risk (1 is highest) and 145 by building count (1 is largest). Within Indiana alone, it ranks 250 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Evansville
At the 18th national percentile, Evansville rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 81.4% of buildings rated Minimal exposure, Evansville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Evansville's figures come from
Evansville's 18th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Evansville's dominant minimal exposure actually means, with real examples from across the dataset.