Eva, TN
Eva wildfire risk explained
USFS's Wildfire Risk to Communities model puts Eva at the 49th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 267 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eva at the 52nd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 97.8% of Eva's buildings as Direct exposure, higher than its 0% Indirect share and far above its 2.3% Minimal share — a profile where 261 structures sit close enough to vegetation that lot clearing matters most.
Where Eva ranks
Eva scores 49th nationally and 42nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eva ranks 15,958 for wildfire risk (1 is highest) and 22,614 by building count (1 is largest). Within Tennessee alone, it ranks 293 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Eva's elevated rating (49th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Eva
Eva's 97.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Eva's figures come from
Eva's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eva's dominant direct exposure actually means, with real examples from across the dataset.