Eustis, FL
Eustis, FL's wildfire risk, in USFS's own numbers
USFS scores Eustis at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 9,161 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eustis at the 87th percentile, close to its 86th-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 39.8% of Eustis's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 31.7% Direct and 28.6% Indirect — a landscape-level risk rather than a building-by-building one. At 9,161 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Eustis against the rest of the country
Eustis ranks lower within Florida (68th percentile statewide) than its 86th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Eustis ranks 4,373 for wildfire risk (1 is highest) and 1,803 by building count (1 is largest). Within Florida alone, it ranks 302 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Eustis and the insurance market
Eustis's very high rating (86th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 39.8% of buildings rated Minimal exposure, Eustis gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 9,161 counted buildings into the percentiles shown above for Eustis. For more on what minimal exposure implies beyond Eustis, see the exposure-zones guide.