Eureka, UT
Eureka, UT's wildfire risk, in USFS's own numbers
USFS scores Eureka at the 100th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 502 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eureka's burn probability — fire likelihood with no building count factored in — sits at the 100th percentile nationally.
Eureka's building exposure, zone by zone
USFS puts 90.8% of Eureka's 502 buildings in the Indirect exposure zone, versus 9.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Eureka against the rest of the country
Eureka's risk sits at a similar level relative to Utah (99th percentile statewide) as it does nationally (100th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Eureka ranks 45 for wildfire risk (1 is highest) and 17,323 by building count (1 is largest). Within Utah alone, it ranks 2 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
At the 100th percentile nationally, Eureka carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Eureka
Because 90.8% of Eureka's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Eureka's figures come from
Eureka's 100th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eureka's dominant indirect exposure actually means, with real examples from across the dataset.