Eureka, IL
Eureka wildfire risk explained
Eureka sits at the 3rd percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 2,129 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eureka at the 4th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Eureka's building exposure, zone by zone
Most of Eureka's buildings (93% of 2,129) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Eureka ranks
Within Illinois, Eureka ranks higher (22nd percentile) than it does nationally (3rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Eureka ranks 30,438 for wildfire risk (1 is highest) and 7,118 by building count (1 is largest). Within Illinois alone, it ranks 1,126 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 3rd national percentile, Eureka rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 93% of buildings rated Minimal exposure, Eureka gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Eureka's 3rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Eureka, see the exposure-zones guide.