Eugene, OR
How exposed is Eugene to wildfire?
Eugene sits at the 30th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 57,832 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eugene at the 32nd percentile, close to its 30th-percentile risk score.
What "at risk" means for the buildings here
Eugene rates 61.8% Minimal exposure against just 5% Direct and 33.1% Indirect — of 57,832 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 57,832 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Eugene against the rest of the country
Eugene scores 30th nationally and 27th within Oregon — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Eugene ranks 22,230 for wildfire risk (1 is highest) and 140 by building count (1 is largest). Within Oregon alone, it ranks 306 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
What this risk score means for insurance
Eugene sits in Oregon, one of two states that legally require a wildfire-risk disclosure at sale. Sellers here disclose wildfire-hazard status before closing, the same number this page reports at the 30th national percentile. More on the disclosure law.
What would actually reduce this score
Even with 61.8% of Eugene outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Eugene's figures come from
The methodology guide shows exactly how USFS turned 57,832 counted buildings into the percentiles shown above for Eugene. The exposure-zones guide covers what Eugene's dominant minimal exposure actually means, with real examples from across the dataset.