Eugene, MO
Eugene wildfire risk explained
Eugene's 110 buildings earn a 72nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Eugene's burn probability — fire likelihood with no building count factored in — sits at the 74th percentile nationally.
Eugene's building exposure, zone by zone
Of Eugene's 110 counted buildings, 65.5% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Eugene compares
Eugene's risk sits at a similar level relative to Missouri (85th percentile statewide) as it does nationally (72nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Eugene ranks 8,953 for wildfire risk (1 is highest) and 28,625 by building count (1 is largest). Within Missouri alone, it ranks 159 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Eugene
At the 72nd percentile nationally, Eugene carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 65.5% of Eugene in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Eugene's figures come from
The methodology guide shows exactly how USFS turned 110 counted buildings into the percentiles shown above for Eugene. The exposure-zones guide covers what Eugene's dominant direct exposure actually means, with real examples from across the dataset.