Eugene, IN
Eugene wildfire risk explained
Eugene's 241 buildings earn a 16th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Eugene at the 16th percentile, close to its 16th-percentile risk score.
Eugene's building exposure, zone by zone
Of Eugene's 241 counted buildings, 54.4% carry Direct exposure and only 4.6% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Eugene compares
Compare Eugene's two percentiles: 70th within Indiana, only 16th nationally — a gap of 54 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Eugene ranks 26,467 for wildfire risk (1 is highest) and 23,423 by building count (1 is largest). Within Indiana alone, it ranks 291 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Eugene
Eugene's low wildfire rating (16th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 54.4% of Eugene in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eugene's 26,467-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Eugene, see the exposure-zones guide.