Eufaula, OK
Eufaula, OK's wildfire risk, in USFS's own numbers
USFS scores Eufaula at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 2,078 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eufaula at the 94th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Indirect exposure is dominant in Eufaula (57.3% of 2,078 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 41.2% sit in the Direct zone.
How Eufaula compares
Eufaula ranks lower within Oklahoma (55th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Eufaula ranks 2,681 for wildfire risk (1 is highest) and 7,259 by building count (1 is largest). Within Oklahoma alone, it ranks 376 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Eufaula's 92nd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Eufaula
Eufaula's 57.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Eufaula's figures come from
Eufaula's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Eufaula's dominant indirect exposure actually means, with real examples from across the dataset.