Euclid, OH
How exposed is Euclid to wildfire?
USFS's Wildfire Risk to Communities model puts Euclid at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 19,987 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Euclid's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
Where Euclid's buildings actually sit
USFS classifies 98.1% of Euclid's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.9% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 19,987 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Euclid compares
Compare Euclid's two percentiles: 53rd within Ohio, only 22nd nationally — a gap of 31 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Euclid ranks 24,656 for wildfire risk (1 is highest) and 704 by building count (1 is largest). Within Ohio alone, it ranks 595 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Euclid and the insurance market
At the 22nd national percentile, Euclid rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Even with 98.1% of Euclid outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Euclid's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Euclid, see the exposure-zones guide.