Eubank, KY
Eubank wildfire risk explained
Eubank's 302 buildings earn a 48th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Eubank at the 51st national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
302 buildings are counted in Eubank, and 82.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Eubank compares
Eubank's 77th-percentile standing inside Kentucky outpaces its 48th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Eubank ranks 16,349 for wildfire risk (1 is highest) and 21,574 by building count (1 is largest). Within Kentucky alone, it ranks 130 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Eubank's elevated rating (48th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Eubank (82.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Eubank's 16,349-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Eubank, see the exposure-zones guide.