Etta, OK
Etta wildfire risk explained
USFS's Wildfire Risk to Communities model puts Etta at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 76 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Etta at the 96th percentile, close to its 93rd-percentile risk score.
What "at risk" means for the buildings here
Direct exposure dominates in Etta: 100% of its 76 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Etta against the rest of the country
Inside Oklahoma, Etta sits at just the 68th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Etta ranks 2,086 for wildfire risk (1 is highest) and 30,059 by building count (1 is largest). Within Oklahoma alone, it ranks 269 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Etta
Etta's 93rd-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Etta
Because Direct exposure dominates in Etta (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Etta's figures come from
The methodology guide shows exactly how USFS turned 76 counted buildings into the percentiles shown above for Etta. The exposure-zones guide covers what Etta's dominant direct exposure actually means, with real examples from across the dataset.