Etowah, OK
How exposed is Etowah to wildfire?
Etowah's 92 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Etowah's burn probability — fire likelihood with no building count factored in — sits at the 85th percentile nationally.
What "at risk" means for the buildings here
92 buildings are counted in Etowah, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Etowah compares
Etowah's 84th national percentile looks worse in isolation than its 29th ranking inside Oklahoma does — this place is on the milder end for its own state, by 55 points. Among the 31,521 US communities USFS scores, Etowah ranks 5,085 for wildfire risk (1 is highest) and 29,423 by building count (1 is largest). Within Oklahoma alone, it ranks 591 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Etowah and the insurance market
Etowah's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Etowah
Etowah's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Etowah's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Etowah, see the exposure-zones guide.