Ethridge, TN
Ethridge, TN's wildfire risk, in USFS's own numbers
Ethridge sits at the 42nd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 406 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Ethridge at the 45th percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
52.7% of Ethridge's 406 buildings sit in USFS's Direct exposure zone, roughly 214 structures close enough to burnable vegetation for flame contact, not just embers — 44.1% fall in the Indirect, ember-only zone and 3.2% are Minimal.
Ethridge against the rest of the country
Ethridge's risk sits at a similar level relative to Tennessee (31st percentile statewide) as it does nationally (42nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Ethridge ranks 18,323 for wildfire risk (1 is highest) and 19,108 by building count (1 is largest). Within Tennessee alone, it ranks 345 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
What this risk score means for insurance
Ethridge's elevated rating (42nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Ethridge
With 52.7% of Ethridge in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Ethridge's figures come from
Every one of the two percentiles behind Ethridge's 18,323-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Ethridge's dominant direct exposure actually means, with real examples from across the dataset.