Estill Springs, TN
How exposed is Estill Springs to wildfire?
USFS scores Estill Springs at the 43rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,761 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Estill Springs at the 46th percentile, close to its 43rd-percentile risk score.
What "at risk" means for the buildings here
USFS classifies 81% of Estill Springs's buildings as Direct exposure, higher than its 17.6% Indirect share and far above its 1.4% Minimal share — a profile where 1,426 structures sit close enough to vegetation that lot clearing matters most.
How Estill Springs compares
Estill Springs scores 43rd nationally and 32nd within Tennessee — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Estill Springs ranks 18,007 for wildfire risk (1 is highest) and 8,188 by building count (1 is largest). Within Tennessee alone, it ranks 341 of 502 places by risk. See the full county-by-county picture for Tennessee on its state page.
Shopping for coverage in Estill Springs
Estill Springs's elevated wildfire rating (43rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Estill Springs
Estill Springs's 81% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Estill Springs's figures come from
Every one of the two percentiles behind Estill Springs's 18,007-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Estill Springs's dominant direct exposure actually means, with real examples from across the dataset.