Estancia, NM
Estancia wildfire risk explained
Out of every US place USFS scores, Estancia lands at the 77th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 825 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Estancia at the 76th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
54.8% of Estancia's 825 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 45.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Estancia compares
Inside New Mexico, Estancia sits at just the 49th percentile even though it scores 77th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Estancia ranks 7,315 for wildfire risk (1 is highest) and 13,397 by building count (1 is largest). Within New Mexico alone, it ranks 251 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Estancia
Estancia's 77th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Because 54.8% of Estancia's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Estancia's 7,315-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Estancia, see the exposure-zones guide.